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Unit Head - Contracting Finance Job

Date:  18-Sep-2019
Location: 

Dubai, AE

Business Unit:  CIBG
Job ID:  78
Expat or National
Job Purpose

To independently manage a portfolio of credit relationships with specific risk and revenue objectives and to lead a team of Senior Relationship Managers / Relationship Manager / Assistant Relationship Managers / Senior Relationship Officers along with their respective back-ups (if any) and take overall responsibility for identifying, recruiting and retaining quality resources to achieve and exceed target goals.

Key Accountabilities

Ensures housekeeping for the team and ensures compliance with: Documentation requirements, Credit Management Process, Audit, Anti-Money Laundering guidelines and Central Bank regulations as amended from time to time. 
    On the line evaluation by line manager and other internal periodic reports circulated such as pending activation
Contributes as a member of the departments senior management team to the development and refining of the vision and strategy for the Bank, and contributes to the overall process of management and corporate decision making to ensure the Bank maximises its short, medium and log term profitability returns to its shareholders. 
    On the line evaluation by line manager
Directs, plans and manages the activities of staff assigned to the department to ensure business objectives are met. Exercises financial authority to the level agreed as per delegated lending authorities.
    On the line evaluation by line manager
Prepares the operating budget for the Unit. Monitors budget performance against approved levels and investigates and reconciles any significant variances to ensure effective performance and cost control.
    Agreed Net Operating Income 
Loans/Deposits portfolio
Devises, recommends and gains approval to facilitate Corporate activities ensuring their consistency with the Bank’s business objectives and co-ordination with the aims of the operational departments. 
    On the line evaluation by line manager
Establishes standards and processes for the development and maintenance of “Credit Quality of the Bank’s Corporate banking portfolio”.
    Portfolio quality as set out in the Objective setting annually
Represents the team with all internal constituents so as to:
•    Close potential business opportunities
•    Address audit / credit concerns
•    Ensure the highest quality standards      Feedback/rating in Audit reports, where applicable
Represents the Bank in a professional manner with all external constituents with the highest degree of integrity & Quality.
    On the line evaluation by line manager
Acts as Back-up for other Unit Heads or Segment Head during absence.
    On the line evaluation by line manager
Coordinates the preparation of responses to reports / queries raised by Internal / External Audit and ensures that the comments provided by the team are accurate and reflects the correct position
    On the line evaluation by line manager
Motivates and develops personnel to ensure the function is staffed with individuals of the required calibre and that there is adequate succession planning and provision for future demands. Undertakes staff appraisals in line with approved Bank Procedures.     As per bank’s standard policies
 

Other Accountabilities
Job Context

The Bank is seeking to enhance its competitive position. The changing environment provides us with a unique window to improve its position as the “Client friendly” Bank and take advantage of the bank’s financial strength, solid pedigree and leading market advantage. 

Frameworks, Boundaries & Decision Making Authorit

A Unit Head will be guided by all of the Banks standard policies and delegated lending authorities.

Education
MBA with specialization in Accounting, Commerce and/or Economics
Experience and Skills

Professional Qualifications –CA | ACCA | CFA | CAIIB preferred

 

Work Experience

Minimum 10 years experience of which 8 years in Relationship Management in Corporate Banking with a reputable Bank. UAE experience is preferred

Behavioural Competencies
Working and collaborating with others - Expert
Change and Innovation - Expert
Evaluating and Solving Challenges - Expert
Empowering and developing self and others - Expert
Communication - Expert
Results Orientation - Expert
Vision and Strategy - Expert
Delivering Value - Expert
Technical Competencies
Relationship Management-Advanced
Service Excellence-Expert
Product Knowledge-Advanced
Financial Analysis-Advanced
Credit Risk Analysis-Advanced
Business Development-Advanced
Governance, Compliance and Audit-Advanced


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